[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.strabis.cz\/jak-na-pujcku-kdyz-mate-exekuci\/#Article","mainEntityOfPage":"https:\/\/www.strabis.cz\/jak-na-pujcku-kdyz-mate-exekuci\/","headline":"Jak na p\u016fj\u010dku, kdy\u017e m\u00e1te exekuci","name":"Jak na p\u016fj\u010dku, kdy\u017e m\u00e1te exekuci","description":"Lid\u00e9 v exekuci se mnohdy rozhodnou vz\u00edt si p\u016fj\u010dku. Ale jak na takovou p\u016fj\u010dku? A lze v\u016fbec p\u016fj\u010dky s exekuc\u00ed dos\u00e1hnout? A jak\u00e9 kroky jsou k tomu pot\u0159eba? Vz\u00edt si p\u016fj\u010dku s exekuc\u00ed nen\u00ed v\u016fbec jednoduch\u00e9. Bohu\u017eel i p\u0159esto lid\u00e9 vol\u00ed tuto posledn\u00ed mo\u017enost, jak se zbavit sv\u00fdch dluh\u016f. Jak ale na to a jak\u00e9 […]","datePublished":"2022-02-09","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.strabis.cz\/author\/#Person","name":"strabis.cz\n","url":"https:\/\/www.strabis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"strabis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.strabis.cz\/wp-content\/uploads\/pujcka-v-hotovosti-kde-exekuce-nevadi-penize-do-60-minut.jpg","url":"https:\/\/www.strabis.cz\/wp-content\/uploads\/pujcka-v-hotovosti-kde-exekuce-nevadi-penize-do-60-minut.jpg","height":0,"width":0},"url":"https:\/\/www.strabis.cz\/jak-na-pujcku-kdyz-mate-exekuci\/","about":["Finance"],"wordCount":489,"articleBody":"   Lid\u00e9 v exekuci se mnohdy rozhodnou vz\u00edt si p\u016fj\u010dku. Ale jak na takovou p\u016fj\u010dku? A lze v\u016fbec p\u016fj\u010dky s exekuc\u00ed dos\u00e1hnout? A jak\u00e9 kroky jsou k tomu pot\u0159eba? Vz\u00edt si p\u016fj\u010dku s exekuc\u00ed nen\u00ed v\u016fbec jednoduch\u00e9. Bohu\u017eel i p\u0159esto lid\u00e9 vol\u00ed tuto posledn\u00ed mo\u017enost, jak se zbavit sv\u00fdch dluh\u016f. Jak ale na to a jak\u00e9 kroky jsou pot\u0159ebn\u00e9 k z\u00edsk\u00e1n\u00ed p\u016fj\u010dky? Obracet se na banku nen\u00ed t\u00edm nejlep\u0161\u00edm krokem. Cel\u00e9 vy\u0159izov\u00e1n\u00ed p\u016fj\u010dky je zdlouhav\u00fd a velmi n\u00e1ro\u010dn\u00fd proces. Banky toti\u017e zaj\u00edm\u00e1 va\u0161e finan\u010dn\u00ed minulost, jak si po\u010d\u00edn\u00e1te v sou\u010dasnosti a jak\u00e9 m\u00e1te p\u0159\u00edjmy. Z toho tedy plyne, \u017ee pro bankovn\u00edho \u00fa\u0159edn\u00edka nen\u00ed v\u016fbec slo\u017eit\u00e9 zjistit si, \u017ee se pr\u00e1v\u011b ocit\u00e1te v exekuci. Od takov\u00fdch klient\u016f banky d\u00e1vaj\u00ed ruce pry\u010d. To sam\u00e9 plat\u00ed i u nebankovn\u00edch spole\u010dnost\u00ed, kter\u00e9 se sice neohl\u00ed\u017e\u00ed moc na to, \u017ee m\u00e1te n\u00edzk\u00fd p\u0159\u00edjem nebo na va\u0161i finan\u010dn\u00ed minulost, ov\u0161em exekuce je pro n\u011b zna\u010dn\u00fd probl\u00e9m.Ov\u0161em i p\u0159esto jsou zde mo\u017enosti, jak p\u016fj\u010dku s exekuc\u00ed z\u00edskat. Jedn\u00e1 se o americkou hypot\u00e9ku. Lze ji tak\u00e9 \u0159\u00edkat ne\u00fa\u010delov\u00fd \u00fav\u011br. U t\u00e9to p\u016fj\u010dky nemus\u00edte dokl\u00e1dat, na co p\u0159esn\u011b finan\u010dn\u00ed obnos pot\u0159ebujete a jak s n\u00edm hodl\u00e1te nalo\u017eit. Maxim\u00e1ln\u00ed doba splatnosti je a\u017e 20 let. Tato p\u016fj\u010dka s exekuc\u00ed V\u00e1m m\u016f\u017ee nab\u00eddnout p\u016fj\u010dku ve v\u00fd\u0161i 200 000 a\u017e 10 000 000 korun. Ov\u0161em je nutno za tuto p\u016fj\u010dku ru\u010dit nemovitost\u00ed, na kter\u00e9 nen\u00ed v\u00e1zan\u00e9 v\u011bcn\u00e9 b\u0159emeno, z\u00e1stavn\u00ed pr\u00e1vo \u010di jin\u00e9 omezen\u00ed.Dal\u0161\u00ed mo\u017enost\u00ed, jak p\u016fj\u010dky dos\u00e1hnout je tak\u00e9 P2P (peer to peer). To je p\u016fj\u010dka, kde si osoby p\u016fj\u010duj\u00ed od fyzick\u00fdch osob (tzv. investor\u016f). Prvotn\u00edm krokem je registrace \u017eadatele na vybran\u00e9 platform\u011b, kde sep\u00ed\u0161e sv\u016fj p\u0159\u00edb\u011bh a dostane nab\u00eddku \u00faroku. Pokud je \u017eadatel spokojen s nab\u00eddkou \u00faroku, p\u0159\u00edb\u011bh se uve\u0159ejn\u00ed na virtu\u00e1ln\u00edm tr\u017ei\u0161ti, kde se investo\u0159i skl\u00e1daj\u00ed na v\u00fdslednou \u010d\u00e1stku. Ale stejn\u011b jako je to u bank \u010di nebankovn\u00edch spole\u010dnost\u00ed, exekuce je jistou stopkou. Ani investo\u0159i necht\u011bj\u00ed p\u016fj\u010dit zadlu\u017een\u00e9 osob\u011b. Ale i mezi nimi se najdou v\u00fdjimky. Pokud jste tedy osoba s exekuc\u00ed a p\u0159esto si vol\u00edte jednu z posledn\u00edch mo\u017enost\u00ed, jak splatit sv\u00e9 dluhy, vyu\u017eijte jednu z t\u011bchto alternativ. Jedn\u00e1 se ov\u0161em o d\u016fle\u017eit\u00e9 rozhodnut\u00ed, proto je t\u0159eba ho \u0159\u00e1dn\u011b zv\u00e1\u017eit.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak na p\u016fj\u010dku, kdy\u017e m\u00e1te exekuci","item":"https:\/\/www.strabis.cz\/jak-na-pujcku-kdyz-mate-exekuci\/#breadcrumbitem"}]}]