[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.strabis.cz\/hypoteka-bez-prokazani-prijmu-je-to-mozne\/#Article","mainEntityOfPage":"https:\/\/www.strabis.cz\/hypoteka-bez-prokazani-prijmu-je-to-mozne\/","headline":"Hypot\u00e9ka bez prok\u00e1z\u00e1n\u00ed p\u0159\u00edjm\u016f? Je to mo\u017en\u00e9","name":"Hypot\u00e9ka bez prok\u00e1z\u00e1n\u00ed p\u0159\u00edjm\u016f? Je to mo\u017en\u00e9","description":"Po\u0159\u00eddit si vlastn\u00ed byt nebo d\u016fm pat\u0159\u00ed mezi nejv\u011bt\u0161\u00ed \u017eivotn\u00ed sny mnoha lid\u00ed. Bohu\u017eel pro v\u011bt\u0161inu z n\u00e1s to znamen\u00e1, \u017ee si mus\u00ed vz\u00edt \u00fav\u011br, na kter\u00fd mus\u00ed splnit v\u0161echny podm\u00ednky. To nen\u00ed v\u016fbec jednoduch\u00e9, ale na\u0161t\u011bst\u00ed existuje i varianta pro jedince, kte\u0159\u00ed nemaj\u00ed \u0161anci sv\u00e9 p\u0159\u00edjmy dolo\u017eit nebo nedosahuj\u00ed koeficientu, kter\u00fd po\u017eaduje klasick\u00e1 banka. […]","datePublished":"2021-12-11","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.strabis.cz\/author\/#Person","name":"strabis.cz\n","url":"https:\/\/www.strabis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"strabis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.strabis.cz\/wp-content\/uploads\/real-estate-g64cafc779_640.jpg","url":"https:\/\/www.strabis.cz\/wp-content\/uploads\/real-estate-g64cafc779_640.jpg","height":0,"width":0},"url":"https:\/\/www.strabis.cz\/hypoteka-bez-prokazani-prijmu-je-to-mozne\/","about":["Finance"],"wordCount":402,"articleBody":"           Po\u0159\u00eddit si vlastn\u00ed byt nebo d\u016fm pat\u0159\u00ed mezi nejv\u011bt\u0161\u00ed \u017eivotn\u00ed sny mnoha lid\u00ed. Bohu\u017eel pro v\u011bt\u0161inu z n\u00e1s to znamen\u00e1, \u017ee si mus\u00ed vz\u00edt \u00fav\u011br, na kter\u00fd mus\u00ed splnit v\u0161echny podm\u00ednky. To nen\u00ed v\u016fbec jednoduch\u00e9, ale na\u0161t\u011bst\u00ed existuje i varianta pro jedince, kte\u0159\u00ed nemaj\u00ed \u0161anci sv\u00e9 p\u0159\u00edjmy dolo\u017eit nebo nedosahuj\u00ed koeficientu, kter\u00fd po\u017eaduje klasick\u00e1 banka. Klasick\u00e9 bankovn\u00ed instituce maj\u00ed hodn\u011b krit\u00e9ri\u00ed a v posledn\u00edch letech se v\u0161echno zp\u0159\u00eds\u0148uje. \u00dasp\u011b\u0161n\u011b uzav\u0159\u00edt smlouvu je velmi t\u011b\u017ek\u00e9, ale pokud se spolehnete na jin\u00fd druh poskytovatel\u016f, do\u010dk\u00e1te se mnohem p\u0159\u00edjemn\u011bj\u0161\u00edho jedn\u00e1n\u00ed. Proces bude mnohem rychlej\u0161\u00ed, prob\u011bhne online a nebudou se na nic vypt\u00e1vat, co\u017e je pro mnoho jedinc\u016f velmi v\u00fdhodn\u00e9.  Jedine\u010dn\u00e1 p\u0159\u00edle\u017eitost pro podnikatele Hypot\u00e9ka bez p\u0159\u00edjmu nepat\u0159\u00ed mezi typy, o kter\u00e9m by se ve\u0159ejn\u011b hodn\u011b mluvilo. P\u016fvodn\u011b byla \u0159e\u0161en\u00edm hlavn\u011b pro podnikatele, proto\u017ee banky maj\u00ed \u010dasto probl\u00e9my s jejich dokl\u00e1d\u00e1n\u00edm \u00fadaj\u016f a nepova\u017euj\u00ed je za akceptovateln\u00e9. Z\u00e1rove\u0148 jde o jedine\u010dnou p\u0159\u00edle\u017eitost pro v\u0161echny, kdo jsou schopni spl\u00e1cet, ale nemaj\u00ed podle b\u011b\u017en\u00e9ho poskytovatele dostate\u010dnou v\u00fdplatu.  Spole\u010dn\u00e1 \u017e\u00e1dost m\u016f\u017ee b\u00fdt skv\u011bl\u00fdm \u0159e\u0161en\u00edm Chcete-li stejn\u011b j\u00edt do tradi\u010dn\u00ed banky, ale nespl\u0148ujete podm\u00ednky, m\u00e1te je\u0161t\u011b jednu mo\u017enost. Spole\u010dn\u00e1 \u017e\u00e1dost m\u016f\u017ee \u010d\u00edtat a\u017e \u010dty\u0159i osoby ze dvou dom\u00e1cnost\u00ed. Jejich m\u011bs\u00ed\u010dn\u00ed v\u00fdplaty se p\u0159itom s\u010d\u00edtaj\u00ed dohromady a vytv\u00e1\u0159\u00ed se nov\u00fd koeficient, d\u00edky kter\u00e9mu m\u016f\u017eete kone\u010dn\u011b splnit podm\u00ednky a do\u010dkat se po\u017eadovan\u00fdch financ\u00ed. Mus\u00edte se ale samoz\u0159ejm\u011b dob\u0159e domluvit s lidmi, kte\u0159\u00ed budou sou\u010d\u00e1st\u00ed smlouvy. Velkou v\u00fdhodou je, \u017ee v\u0161echny osoby nemus\u00ed b\u00fdt sou\u010d\u00e1st\u00ed smlouvy po celou dobu spl\u00e1cen\u00ed, kter\u00e1 m\u016f\u017ee trvat i 20 let. Jakmile splat\u00edte \u010d\u00e1st \u00fav\u011bru a budete m\u00edt dostatek vlastn\u00edch pen\u011bz pro uji\u0161t\u011bn\u00ed spole\u010dnosti, m\u016f\u017eete nechat dal\u0161\u00ed osoby vy\u0161krtnout ze smlouvy. Na konci fixace \u00farokov\u00e9 sazby to m\u016f\u017eete ud\u011blat zadarmo, jinak zaplat\u00edte poplatek, kter\u00fd se li\u0161\u00ed v z\u00e1vislosti na dan\u00e9 spole\u010dnosti.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka bez prok\u00e1z\u00e1n\u00ed p\u0159\u00edjm\u016f? Je to mo\u017en\u00e9","item":"https:\/\/www.strabis.cz\/hypoteka-bez-prokazani-prijmu-je-to-mozne\/#breadcrumbitem"}]}]